These Terms and Conditions govern your use of the Spendza mobile application provided by Spend LLC, 2956 Owendale Dr Antioch – 37013-1348 United States (US) (“we,” “us,” “our”).
1. Acceptance of Terms
By accessing or using the App, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the App.
2. User-Generated Content
The App allows users to create, upload, and share their own flashcards and tags. You understand that you are solely responsible for the content you create, share, or upload using the App. You represent and warrant that you have the necessary rights to use and share any content you upload.
3. Privacy Policy
Your privacy is important to us. Please refer to our Privacy Policy [include link] to understand how we collect, use, and protect your personal information.
4. User Conduct
When using the App, you agree not to:
- Post, upload, or share content that is unlawful, abusive, defamatory, obscene, or otherwise objectionable.
- Violate any applicable laws or regulations.
- Engage in any activity that could harm or disrupt the functioning of the App or its users.
- Attempt to gain unauthorized access to the App’s systems or other users’ accounts.
5. Intellectual Property
You retain ownership of the content you create using the App. By sharing content on the App, you grant us a worldwide, non-exclusive, royalty-free license to use, modify, reproduce, and distribute the content solely for the purpose of operating and promoting the App.
6. Disclaimer of Warranty
The App is provided “as is” without any warranties of any kind, either express or implied. We do not warrant that the App will be error-free or uninterrupted. You use the App at your own risk.
7. Limitation of Liability
We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the App. In no event shall our total liability exceed the amount paid by you (if applicable) to use the App.
8. Changes to Terms
We reserve the right to modify these Terms at any time. You should review the Terms periodically. Your continued use of the App after any modifications signifies your acceptance of the updated Terms.
9. Termination
We may suspend or terminate your access to the App without notice if you violate these Terms. Upon termination, your rights to use the App will cease.